Deb relief programs help you in a murky situation; however, you will have two principal debt-relief options- debt settlement and bankruptcy, and these will drastically affect your credit score.

In order to report your Social Security and Medicare taxes, you must file Schedule SE (Form 1040), Self-Employment Tax (PDF). Use the income or loss calculated on Schedule C or Schedule C-EZ to calculate the amount of Social Security and Medicare taxes you should have paid during the year.

Family health history refers to health information about you and your close relatives. Family health history is one of the most important risk factors for health problems like heart disease, stroke, diabetes. A risk factor is anything that increases your chance of getting a disease.