Before purchasing, please have the following information handy: Personal information for all travelers who will be insured, including dates of birth. Trip details, including dates of travel, destination, travel companies you will be using, total trip cost and how that cost is broken down per person in your itinerary.

This is unlikely, certainly in the long term - when a customer gets out of the habit of shopping around, insurers typically take advantage and inflate renewal premiums.

All insurance policies have statements written into their policies about whether they will or won't cover wheelchairs and other durable medical equipment. Usually within the list of what they will cover is a statement of what they won't cover.