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It usually takes from 2 weeks to 2 months for banks or financial institutions to disburse the loans to the loan applicant after the loan approval process goes through.
If you are the parent of an eligible undergraduate, you may be able to borrow a Parent PLUS loan to cover the remaining cost of attendance after the other financial aid kicks in.
Borrowers who are eligible may receive student loan forgiveness on their remaining balance after 20 years (240 payments) through the Pay as You Earn (PAYE) program. Anyone with eligible federal student loans may qualify for the REPAYE program or Income-Based Repayment plan, which offer forgiveness after 20 or 25 years